The list of debts that can be eliminated through a bankruptcy is quite extensive but can change depending on your financial situation and the form of bankruptcy (which Chapter you are filing). Below is a list of debts which are generally dischargeable and a list of those which are generally not dischargeable.
- Credit cards,
- Personal loans,
- Medical related debt,
- Payday loans,
- Loans from family and friends,
- Debts for overpayments, including
- Debts related to mistaken overpayment of government benefits.
- Child support (Family Support),
- Most student loans,
- Most taxes,
- Any debts incurred by fraud,
- Debts incurred from embezzlement,
- Debts incurred without the intent to repay them,
- Damages resulting from drunk driving judgments,
- Penalties and fines imposed by a court for breaking the law.